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Housing Saving Account

  • Account is opened by Egyptian pound for all interest frequencies / foreign currency for annual interest frequency saving account only.
  • EGP 3000, is the minimum balance amount to get interest return.
  • Withdrawals / deposits along 24 hours a day, seven days a week, through ATMs network using HD Bank Master Card.
  • Account holder may have the priority to obtain housing unit of HDB housing projects, according to account balance and tenor.
  • Client can borrow or issue credit card up to 90% of account deposits balance.
  • Interest return is calculated on the minimum credit balance during month following to the                 deposits (credited to account according to its interest frequency). 
annually Semi annually Quarterly Monthly Up to Starting from
2.75% 2.75% 2.75% 2.50% 10,000 3000
4.25% 4.00% 3.75% 3.50% 100,000 10,001
5.00% 4.75% 4.50% 4.25% 1,000,000 100,001
6.00% 5.75% 5.50% 5.25% 1,000,001
– Valid national ID

– Valid passport for Resident foreigners

-Recent utility bill as proof of residence (Electricity bill – water bill – landline telephone bill – gass bill)

– Work verification documents

– Tax card for self-employed

minimu amount for housing saving account opening 500 Egyptian pounds or its equivalent in foreign currencies incase of the balance falls below the minimum amount allowed, monthly expenses of 10 pounds per month will be obtained.
account opening fees 60LE
annual fees 40 pounds per year on the due date of interest, or upon closing at any time during the year, whichever is sooner