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Pension loan scheme


Your retirement pension is just a start with Housing and Development Bank that offers you a personal loan, as we are well aware that living expenditure is too expensive to afford, and somehow you may be encountered to a sudden and unexpected financial obligations.

Now HDBank offers retirees a proper loan scheme to meet financial needs and obligations, such as (Housing enhancement, traveling, tourism, Haj & Umra ) provided that loan holder age does not exceed 65 years by end of loan tenor


It aims to offer you several advantages as for:

• A loan particularized to pensioner or beneficiary of the pension

• Personal loan up to one million Egyptian pounds

• Competitive interest rate

• Free life insurance until end of the loan term

• Flexible loan repayment period from 6 to 120 months

• Minimum age required is 21 years old and maximum isn’t to be exceeding 65 years at end of loan tenor


Conditions and required documents

• Copy of valid National ID card

• Utility bills not exceeding 3 month ago

• certified Pension payment slip

• The pension or (other than income) should not be less than LE 1,200

• Endorsed acknowledgement for pension transfer