• The value of loan should amount up to 80% of the total value of the unit, the loan’s vale reaches 60% in case of financing touristic units and units purchased by foreigners.
  • The price of the unit is determined by real estate appraisers.
  • The loan is granted according to the unit’s mortgage collateral.
  • Enjoy a discount rate up to 40% of your monthly income.
  • The installments term amounts to 20 years.
  • We have legal and engineering specialists that guarantee you the accuracy and promptness of finalizing all procedures for obtaining the loan.
  • Only residential units could be financed within the initiative of the Central Bank of Egypt to promote real estate finance.

Documents for unit whose finance is requested:

  • 1. Unit contract, allocation contract and the real estate license.
  • 2. Estimate of the assessed works.
  • (Additional documents may be requested to ascertain the property of the units, subject matter of the finance).

Customer’s documents:

  • 1. National no. card
  • 2. Recent utilities receipt (gas/electricity/telephone) or residence (property/lease) contract.
  • 3. Statement of the income particulars authenticated by work entity.
  • 4. Approval to transfer the salary, pension, or installments in case the bank requests the foregoing.

Regarding businessmen or holders of free professions:

  • 1. Recent extract of the Commercial Register.
  • 2. Copy of the Tax Card.
  • 3. Bank account statement for a period of 6 months.
  • 4. Certificate of the tax and social insurance position.
  • 5. Certificate of income from the chartered accountant (annual or monthly income)

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