HDB

Master Card (Credit Card)

Housing and Development Bank provides you with a credit card with the lowest interest rate and the longest grace period

Enjoy paying for all your purchasing requirements and settling the purchases during its 55 days without interests.

  • Settlement over monthly installments is possible at the minimum of 5%.
  • Issue your card through cash collaterals (term deposits/saving accounts/certificates) and is also issued through personal guarantee.
  • Your return rate is calculated monthly on the indebtedness amounts to 1.8%.
  • The cash withdrawal commission amounts to 2% at the minimum of 20 EGP.
Credit Card Titanium Credit Card Classic
Worldwide Purchasing Power Worldwide Purchasing Power
Installment Payment System Installment Payment System
Up to 4 additional cards Up to 4 additional cards
Lowest interest rate of 1.9% per month on purchases The lowest interest rate of 1.9% per month on purchases
Access to MasterCard airport lounges -
"Discount on Airline Tickets -
Discount on hotel reservations Hotels.com -
Discounts on chauffeur-driven trips from Careem -
MasterCard Buy 1 Get 1 Offers -
Offer valid until date Discount percentage Hotel name
at the end of 2021 10٪ Renaissance Sharm El Sheikh golden view beach resort
at the end of 2021 10٪ Tolip Golden Plaza Hotel Nasr city Cairo
at the end of 2021 15٪ Steigenberger Hotel Downtown Cairo &Steigenberger “Down Town Restaurant
at the end of 2021 15٪ Novotel Cairo El Borg
at the end of 2021 20٪ Jolie Ville Golf & Resort Sharm
at the end of 2021 15٪ Hilton Heliopolis Hotel
at the end of 2021 10٪ Hilton Marsa Alam
at the end of 2021 15٪ Continental Hurghada
at the end of 2021 15٪ Aswan tulip
at the end of 2021 10٪ Swiss In October
at the end of 2021 15٪ Steigenberger ALDAU
at the end of 2021 15٪ Cairo Pyramids
at the end of 2021 10٪ Winter Place Luxor
at the end of 2021 ١٢٪ Jollyville Luxor
at the end of 2021 10٪ Amon / Alexandria
at the end of 2021 10٪ Sonesta Luxor
at the end of 2021 10٪ Steigenberger Nile Palace luxor
at the end of 2021 15٪ Ishtigen Nile Plus Luxor
at the end of 2021 15٪ Vajzat Misr for Tourism
at the end of 2021 ٤٠٪ Air Gym
at the end of 2021 10٪ Fairmont Nile City DM NBVCC J
Classic titanium Platinum
Credit limit EGP 2,000 : 19,999 2,000: 69,999 70,000: 1,000,000
Issuance / renewal fees 150 300 400
Replacement expenses for lost / damaged 100 200 300
Supplementary Card Issuance 4 cards
Interest Rate - Point of Sale and Automated Teller Machines 1.9%
Withdrawals and purchases outside and inside Egypt 100% credit limit
Cash withdrawal commission inside Egypt 2% with a minimum of 20 g
Cash withdrawal commission outside Egypt + currency management 2% minimum 20 EGP + 3% currency management

The following documents are to be submitted:

  • National no. card.
  • Statement of the monthly salary or annual income.
  • Documents evidencing the permanent residence address.
  • Filling in the card application form.
Expense for replacement of lost and damaged (reissue)
Cash withdrawal commission for non-bank machines Secret numbers Cards Annual renewal expenses Issue expenses Credit Cards
Master Cards
15 pounds per thousand pounds 25 100 200 300 Original Gold MasterCard
15 pounds per thousand pounds 10 50 100 150 Golden MasterCard Original Staff
15 pounds per thousand pounds 25 100 200 300 Extra Gold MasterCard
15 pounds per thousand pounds Exempt up to
maximum 3 cards
Exempt up to
maximum 3 cards
100 150 MasterCard Gold Extra Staff
15 pounds per thousand pounds 25 75 100 150 Original MasterCard Classic
15 pounds per thousand pounds 10 38 50 75 Original MasterCard Classic Staff
15 pounds per thousand pounds 25 75 100 150 MasterCard Classic Extra
15 pounds per thousand pounds Exempt up to
maximum 3 cards
Exempt up to
maximum 3 cards
50 75 MasterCard Classic Extra Staff
30 pounds Exceeding Credit Limit Fee
25 EGP Inquiry fee deducted every 3 years upon renewal

Apply now on Master Card (Credit Card)

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