Master Card (Credit Card)
Housing and Development Bank provides you with a credit card with the lowest interest rate and the longest grace period
Enjoy paying for all your purchasing requirements and settling the purchases during its 55 days without interests.
- Settlement over monthly installments is possible at the minimum of 5%.
- Issue your card through cash collaterals (term deposits/saving accounts/certificates) and is also issued through personal guarantee.
- Your return rate is calculated monthly on the indebtedness amounts to 1.8%.
- The cash withdrawal commission amounts to 2% at the minimum of 20 EGP.
| Credit Card Titanium | Credit Card Classic |
|---|---|
| Worldwide Purchasing Power | Worldwide Purchasing Power |
| Installment Payment System | Installment Payment System |
| Up to 4 additional cards | Up to 4 additional cards |
| Lowest interest rate of 1.9% per month on purchases | The lowest interest rate of 1.9% per month on purchases |
| Access to MasterCard airport lounges | - |
| "Discount on Airline Tickets | - |
| Discount on hotel reservations Hotels.com | - |
| Discounts on chauffeur-driven trips from Careem | - |
| MasterCard Buy 1 Get 1 Offers | - |
| Offer valid until date | Discount percentage | Hotel name |
|---|---|---|
| at the end of 2021 | 10٪ | Renaissance Sharm El Sheikh golden view beach resort |
| at the end of 2021 | 10٪ | Tolip Golden Plaza Hotel Nasr city Cairo |
| at the end of 2021 | 15٪ | Steigenberger Hotel Downtown Cairo &Steigenberger “Down Town Restaurant |
| at the end of 2021 | 15٪ | Novotel Cairo El Borg |
| at the end of 2021 | 20٪ | Jolie Ville Golf & Resort Sharm |
| at the end of 2021 | 15٪ | Hilton Heliopolis Hotel |
| at the end of 2021 | 10٪ | Hilton Marsa Alam |
| at the end of 2021 | 15٪ | Continental Hurghada |
| at the end of 2021 | 15٪ | Aswan tulip |
| at the end of 2021 | 10٪ | Swiss In October |
| at the end of 2021 | 15٪ | Steigenberger ALDAU |
| at the end of 2021 | 15٪ | Cairo Pyramids |
| at the end of 2021 | 10٪ | Winter Place Luxor |
| at the end of 2021 | ١٢٪ | Jollyville Luxor |
| at the end of 2021 | 10٪ | Amon / Alexandria |
| at the end of 2021 | 10٪ | Sonesta Luxor |
| at the end of 2021 | 10٪ | Steigenberger Nile Palace luxor |
| at the end of 2021 | 15٪ | Ishtigen Nile Plus Luxor |
| at the end of 2021 | 15٪ | Vajzat Misr for Tourism |
| at the end of 2021 | ٤٠٪ | Air Gym |
| at the end of 2021 | 10٪ | Fairmont Nile City DM NBVCC J |
| Classic | titanium | Platinum | |
|---|---|---|---|
| Credit limit EGP | 2,000 : 19,999 | 2,000: 69,999 | 70,000: 1,000,000 |
| Issuance / renewal fees | 150 | 300 | 400 |
| Replacement expenses for lost / damaged | 100 | 200 | 300 |
| Supplementary Card Issuance | 4 cards | ||
| Interest Rate - Point of Sale and Automated Teller Machines | 1.9% | ||
| Withdrawals and purchases outside and inside Egypt | 100% credit limit | ||
| Cash withdrawal commission inside Egypt | 2% with a minimum of 20 g | ||
| Cash withdrawal commission outside Egypt + currency management | 2% minimum 20 EGP + 3% currency management |
The following documents are to be submitted:
- National no. card.
- Statement of the monthly salary or annual income.
- Documents evidencing the permanent residence address.
- Filling in the card application form.
| Expense for replacement of lost and damaged (reissue) | |||||
|---|---|---|---|---|---|
| Cash withdrawal commission for non-bank machines | Secret numbers | Cards | Annual renewal expenses | Issue expenses | Credit Cards |
| Master Cards | |||||
| 15 pounds per thousand pounds | 25 | 100 | 200 | 300 | Original Gold MasterCard |
| 15 pounds per thousand pounds | 10 | 50 | 100 | 150 | Golden MasterCard Original Staff |
| 15 pounds per thousand pounds | 25 | 100 | 200 | 300 | Extra Gold MasterCard |
| 15 pounds per thousand pounds | Exempt up to maximum 3 cards |
Exempt up to maximum 3 cards |
100 | 150 | MasterCard Gold Extra Staff |
| 15 pounds per thousand pounds | 25 | 75 | 100 | 150 | Original MasterCard Classic |
| 15 pounds per thousand pounds | 10 | 38 | 50 | 75 | Original MasterCard Classic Staff |
| 15 pounds per thousand pounds | 25 | 75 | 100 | 150 | MasterCard Classic Extra |
| 15 pounds per thousand pounds | Exempt up to maximum 3 cards |
Exempt up to maximum 3 cards |
50 | 75 | MasterCard Classic Extra Staff |
| 30 pounds | Exceeding Credit Limit Fee | ||||
| 25 EGP | Inquiry fee deducted every 3 years upon renewal | ||||