HDB

Terms & Conditions of the Installment Campaign for HDB Credit Cards (No Interest / No Administrative Fees) with Al-Araby Group – 18-Month Plan

  • When making a purchase through Al- Araby Group branches only or their official websites, customers can benefit from the 18-month installment plan by contacting 19995.
  • The installment offers are available for both existing and new customers holding Housing & Development Bank (HDB) credit cards (primary or supplementary).
  • The offers apply only to transactions executed from the 1st to the 25th day in October, 2025, provided they are settled within the same month and during the campaign period.
  • The last date to contact the Customer Care Center to benefit from this campaign is October 30, 2025.
  • Transactions made before or after the campaign period are not eligible for installment offers.
  • The offers are valid only for transactions made at the participating merchants included in the campaign.
  • The minimum eligible amount for installment is EGP 500 per purchase transaction.
  • The offer is valid for purchases made online through the merchant’s official website or at any branch of merchant’s branches.

 

Installment Transactions:

·         Before completing the transaction, the customer must inform the at the merchant of their desire to pay in installments.

·         After completing the transaction, the customer must call the HDB Call Center on 19995 to activate the installment service within the same month of purchase, provided the transaction is settled within the campaign month.

·         Installment payments start from December 2025, and the first installment must be paid before December 26, 2025.

 

  • The installment offers are provided without any down payment, interest, or administrative fees.
  • To avoid penalties or negative impact on the customer’s credit rating with I-Score, installments must be paid on time.
  • HDB reserves the right to amend or cancel the promotional campaign at any time.
  • The Bank is responsible for collecting installments from the customer in accordance with the agreed terms.
  • The Bank is not responsible for any disputes that may arise between the customer and the merchant.
  • Merchants are obliged to provide the products or goods without imposing any additional fees or charges on the customer when completing the purchase under the campaign’s terms.
  • The agreed installment period with the participating merchants in the campaign cannot be modified.
  • The customer must notify the HDB Call Center on 19995 that the transaction is subject to installment under the no-interest / no-fee promotional campaign.
  • The general terms and conditions of HDB credit cards shall apply.
  • For More: https://www.elarabygroup.com/ 
HDB

Terms & Conditions of the Installment Campaign for HDB Credit Cards (No Interest / No Administrative Fees) with Tradeline – 12-Month Plan

  • When making a purchase through Tradeline branches or their official websites, customers can benefit from the 12-month installment plan by contacting 19995.
  • The installment offers are available for both existing and new customers holding Housing & Development Bank (HDB) credit cards (primary or supplementary).
  • The offers apply only to transactions executed from the 1st to the 25th day in October, 2025, provided they are settled within the same month and during the campaign period.
  • The last date to contact the Customer Care Center to benefit from this campaign is October 30, 2025.
  • Transactions made before or after the campaign period are not eligible for installment offers.
  • The offers are valid only for transactions made at the participating merchants included in the campaign.
  • The minimum eligible amount for installment is EGP 500 per purchase transaction.
  • The offer is valid for purchases made online through the merchant’s official website or at any branch of merchant’s branches.
  • (I-Phone 17) is not included in the installment offer

 

Installment Transactions:

·         Before completing the transaction, the customer must inform the at the merchant of their desire to pay in installments.

·         After completing the transaction, the customer must call the HDB Call Center on 19995 to activate the installment service within the same month of purchase, provided the transaction is settled within the campaign month.

·         Installment payments start from December 2025, and the first installment must be paid before December 26, 2025.

 

  • The installment offers are provided without any down payment, interest, or administrative fees.
  • To avoid penalties or negative impact on the customer’s credit rating with I-Score, installments must be paid on time.
  • HDB reserves the right to amend or cancel the promotional campaign at any time.
  • The Bank is responsible for collecting installments from the customer in accordance with the agreed terms.
  • The Bank is not responsible for any disputes that may arise between the customer and the merchant.
  • Merchants are obliged to provide the products or goods without imposing any additional fees or charges on the customer when completing the purchase under the campaign’s terms.
  • The agreed installment period with the participating merchants in the campaign cannot be modified.
  • The customer must notify the HDB Call Center on 19995 that the transaction is subject to installment under the no-interest / no-fee promotional campaign.
  • The general terms and conditions of HDB credit cards shall apply.
HDB

Terms & Conditions of the 18-Month Installment Plan at Dubai Phone with no interest or administrative fees

  • When making a purchase through Dubai Phone branches or their official websites, customers can benefit from the 18-month installment plan by contacting 19995.
  • The installment offers are available for both existing and new customers holding Housing & Development Bank (HDB) credit cards (primary or supplementary).
  • The offers apply only to transactions executed from the 1st to the 25th day in October, 2025, provided they are settled within the same month and during the campaign period.
  • The last date to contact the Customer Care Center to benefit from this campaign is October 30, 2025.
  • Transactions made before or after the campaign period are not eligible for installment offers.
  • To benefit from the Dubai Phone installment offer on iPhone 17 and participate in the campaign, customers must purchase either Apple Air Pods or Apple Watch alongside the iPhone 17.
  • The offers are valid only for transactions made at the participating merchants included in the campaign.
  • The minimum eligible amount for installment is EGP 500 per purchase transaction.
  • The offer is valid for purchases made online through the merchant’s official website or at any branch of merchant’s branches.

 

Installment Transactions:

·         Before completing the transaction, the customer must inform the at the merchant of their desire to pay in installments.

·         After completing the transaction, the customer must call the HDB Call Center on 19995 to activate the installment service within the same month of purchase, provided the transaction is settled within the campaign month.

·         Installment payments start from December 2025, and the first installment must be paid before December 26, 2025.

 

  • The installment offers are provided without any down payment, interest, or administrative fees.
  • To avoid penalties or negative impact on the customer’s credit rating with I-Score, installments must be paid on time.
  • HDB reserves the right to amend or cancel the promotional campaign at any time.
  • The Bank is responsible for collecting installments from the customer in accordance with the agreed terms.
  • The Bank is not responsible for any disputes that may arise between the customer and the merchant.
  • Merchants are obliged to provide the products or goods without imposing any additional fees or charges on the customer when completing the purchase under the campaign’s terms.
  • The agreed installment period with the participating merchants in the campaign cannot be modified.
  • The customer must notify the HDB Call Center on 19995 that the transaction is subject to installment under the no-interest / no-fee promotional campaign.
  • The general terms and conditions of HDB credit cards shall apply.
  • For More: https://www.dubaiphone.net/hdb-offer
HDB

Terms & Conditions of the 12-Month Installment Plan at Raneen with no interest or administrative fees

  • When making a purchase through Raneen branches or their official websites, customers can benefit from the 12-month installment plan by contacting 19995.
  • The installment offers are available for both existing and new customers holding Housing & Development Bank (HDB) credit cards (primary or supplementary).
  • The offers apply only to transactions executed from the 1st to the 25th day in October, 2025, provided they are settled within the same month and during the campaign period.
  • The last date to contact the Customer Care Center to benefit from this campaign is October 30, 2025.
  • Transactions made before or after the campaign period are not eligible for installment offers.
  • The offers are valid only for transactions made at the participating merchants included in the campaign.
  • The minimum eligible amount for installment is EGP 500 per purchase transaction.
  • The offer is valid for purchases made online through the merchant’s official website or at any branch of merchant’s branches.

 

Installment Transactions:

·         Before completing the transaction, the customer must inform the at the merchant of their desire to pay in installments.

·         After completing the transaction, the customer must call the HDB Call Center on 19995 to activate the installment service within the same month of purchase, provided the transaction is settled within the campaign month.

·         Installment payments start from December 2025, and the first installment must be paid before December 26, 2025.

 

  • The installment offers are provided without any down payment, interest, or administrative fees.
  • To avoid penalties or negative impact on the customer’s credit rating with I-Score, installments must be paid on time.
  • HDB reserves the right to amend or cancel the promotional campaign at any time.
  • The Bank is responsible for collecting installments from the customer in accordance with the agreed terms.
  • The Bank is not responsible for any disputes that may arise between the customer and the merchant.
  • Merchants are obliged to provide the products or goods without imposing any additional fees or charges on the customer when completing the purchase under the campaign’s terms.
  • The agreed installment period with the participating merchants in the campaign cannot be modified.
  • The customer must notify the HDB Call Center on 19995 that the transaction is subject to installment under the no-interest / no-fee promotional campaign.
  • The general terms and conditions of HDB credit cards shall apply.
HDB

Terms & Conditions of the Installment Plan at Rizkallah, XPRS and Ehab Center with no interest or administrative fees

  • When making a purchase through Rizkallah and XPRS branches or their official websites, customers can benefit from the 12-month installment plan by contacting 19995.
  • When making a purchase through Ehab Center branches or their official websites, customers can benefit from the 18-month installment plan by contacting 19995.
  • The installment offers are available for both existing and new customers holding Housing & Development Bank (HDB) credit cards (primary or supplementary).
  • The offers apply only to transactions executed from the 1st to the 25th day in October, 2025, provided they are settled within the same month and during the campaign period.
  • The last date to contact the Customer Care Center to benefit from this campaign is October 30, 2025.
  • Transactions made before or after the campaign period are not eligible for installment offers.
  • The offers are valid only for transactions made at the participating merchants included in the campaign.
  • The minimum eligible amount for installment is EGP 500 per purchase transaction.
  • The offer is valid for purchases made online through the merchant’s official website or at any branch of merchant’s branches.

 

Installment Transactions:

·         Before completing the transaction, the customer must inform the at the merchant of their desire to pay in installments.

·         After completing the transaction, the customer must call the HDB Call Center on 19995 to activate the installment service within the same month of purchase, provided the transaction is settled within the campaign month.

·         Installment payments start from December 2025, and the first installment must be paid before December 26, 2025.

 

  • The installment offers are provided without any down payment, interest, or administrative fees.
  • To avoid penalties or negative impact on the customer’s credit rating with I-Score, installments must be paid on time.
  • HDB reserves the right to amend or cancel the promotional campaign at any time.
  • The Bank is responsible for collecting installments from the customer in accordance with the agreed terms.
  • The Bank is not responsible for any disputes that may arise between the customer and the merchant.
  • Merchants are obliged to provide the products or goods without imposing any additional fees or charges on the customer when completing the purchase under the campaign’s terms.
  • The agreed installment period with the participating merchants in the campaign cannot be modified.
  • The customer must notify the HDB Call Center on 19995 that the transaction is subject to installment under the no-interest / no-fee promotional campaign.
  • The general terms and conditions of HDB credit cards shall apply.
HDB

Terms & Conditions of the Amazon Prime - MasterCard Campaign

Enjoy up to 6 months of Amazon Prime, courtesy of Mastercard.

 

Offer is available to eligible cardholders signing up to Amazon Prime Egypt only.

Product Eligibility: 

  • Platinum & Titanium cardholders will get 6 months of Prime
  • Standard cardholders will get 3 months of Prime

Redeem Process: 

  • Cardholder to visit elevate.mastercard.com/amazon-eg
  • Cardholder to sign into their Amazon account, or create a new one
  • Cardholder will unlock their exclusive Amazon Prime benefits by setting their eligible Mastercard card as the default payment method

*After the offer period ends, the cardholder's subscription will automatically renew for 29 EGP per month on their default card unless they cancel

Validity:
Valid for redemption until 30/10/2026

 

Offer subject to change. Cancel anytime on Prime Central. Amazon.com, Inc. and its affiliates are not sponsors of this promotion. Amazon Prime is 29EGP/month + any taxes after the promotional period.

Amazon, Amazon Prime and all related logos are trademarks of Amazon.com, Inc. or its affiliates. Offer is only valid once per eligible card per customer.

HDB

Terms & Conditions of the 5% Cashback Campaign for New Credit Cardholders

Buy all your needs using your new Housing and Development Bank (HDB) credit card during the month of issuance or the following month, and enjoy 5% cashback on your purchases, up to the value of the card issuance fees.

  • When you issue your credit card from HDB, you can use it for purchases at any location inside Egypt during the promotional period (from

Card Type Minimum amount used in purchases transactions during the issuance month or the following month (EGP)                   Cashback % Max Cashback (EGP)
Classic                         2,000 EGP 5%                                      200 EGP
Titanium 3,000 EGP 5% 300 EGP
Platinum 7,500 EGP 5% 500 EGP

  • Cashback will be credited in the third month after the card issuance month.

  • If the card is cancelled or closed for any reason, cashback will not be credited.

  • You can easily verify the cashback amount in your monthly credit card statement, listed under “Issuance Fees Cashback.”

  • Cash withdrawals are not eligible for cashback.

  • The cashback is considered a deposit to the card account.

  • In case of partial returns, cashback will be calculated based on the remaining amount after deducting the return value.
    If the full value of the transaction is returned, no cashback will be credited for that transaction.

  • Cashback amount is determined based on the final eligible amount after any returns or adjustments, ensuring rewards reflect actual spending.

  • This offer can only be used once per customer during the promotional period.

  • This offer is valid for primary cardholders only.

  • This offer is applicable to new primary credit card customers who are issued cards during the period from June 1, 2025, to December 31, 2025.

HDB

Terms & Conditions of Talabat - MasterCard Campaign

·         20% off grocery or food orders once per month for Titanium, Platinum when placing the order on the talabat app and paying with your eligible Mastercard.

·         20% discount will apply once you insert the promo code MASTERCARD in the promo code field at checkout.

·         Offer is only available for groceries and food orders from the talabat app.

·         This offer is valid for the following eligible Mastercard cards issued in Egypt:

 

Eligible for:

Debit and Credit: Titanium, Platinum, ™ Mastercard®​

Maximum discount amount per order on platinum is 60 L.E

·         The 20% discount can be utilized in conjunction with any other running offers on the talabat platform (such as Restaurant or vendor offers).

·         The offer is valid until year-end.

·         Standard Talabat terms and conditions apply.

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