Leveraging customized loyalty and engagement services designed specifically to meet Royal customers’ needs, in collaboration with Les Concierges.
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HDB offers you HDB Royal, that will allow you to enjoy exclusive banking services and products, meticulously designed to save you time and effort and achieve your financial aspirations.
With membership 
You will enjoy an exceptional level of service and unique benefits with our banking experts, who are always ready to provide advice to find the best ways to meet your financial and personal needs.
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Features
Accounts
- Account opening fees Free.
- Operating fees Free.
- Periodic account statement fees Free.
- Issuance of 4 checkbooks * 20 pages annually Free.
- Issuance of a certificate or statement: exempting 50% of the applicable fees.
- A 50% exemption on external transfer charges (EGP only), limited to a maximum of 6 transfers per year.
- A 50% exemption of issuance fees on bank cheques (EGP only), limited to a maximum of 6 transfers per year.
Debit Cards (Platinum)
- Issuance/Renewal of a premium-designed city card specifically for top clients.
Credit Card (Platinum)
- Issuance/Renewal of a new credit card with a premium design for top clients for free.
- Issuance fees for a supplementary card Free.
Savings Products
- Competitive interest rates on deposits in Egyptian pounds
- Competitive interest rates on current and savings accounts
- Competitive return savings certificates in Egyptian pounds and dollars
Loans
- 50% discount on administrative fees for loans
- Special rates on personal loans.
Digital Services:
SMS services Free.
Comprehensive mobile banking services where you can complete all your transactions easily and conveniently Free.
Smart wallet service Free.
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Loyalty, Engagement and Lifestyle Services
• Dedicated relationship manager for top clients.
• Private teller service with priority for cash withdrawal services at branches.
• You will receive priority in executing all your banking requests at all our branches across the country.
• Correspondence methods and communication channels tailored specifically for you.
• Distinctive design for the checkbook.
• Exclusive lounges and service centers for HDB-Royal clients.
• Unlimited and free access to VIP lounges in more than 12 airports in the Middle East with the HDB-Royal Platinum MasterCard.
Les Concierges Services:
- HDB-Royal Concierge services in collaboration with Les Concierge Egypt, offering a variety of non-financial services such as travel and entertainment services, booking tickets for shows, doctors, restaurants, food delivery, bill payment, and facilitating government services.
- Round-trip airport transfer.
- Domestic transfer trips.
- Ahlan Service (for reception and assistance upon arrival and departure, including transfer to the aircraft door using a private vehicle at Cairo Airport)
- An annual complimentary trip.
• A voucher up to EGP 8,000 for referring a new client who opens a new CIF with a total deposit not less than EGP 1,000,000 for a Royal segment client.• A voucher up to EGP 4,000 subject to restoring the average balance to an amount not less than the minimum balance required for Royal segment.
• A voucher up to EGP 8,000 for referring a new client who opens a new CIF with a total deposit not less than EGP 1,000,000 for a Royal segment client.
• A voucher up to EGP 4,000 subject to restoring the average balance to an amount not less than the minimum balance required for Royal segment.
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Joining HDB Royal Membership
Deposit Customers:
- Minimum banking balance for individuals with total credit balances in savings products (current accounts, savings, term deposits, certificates of deposit) exceeding one million Egyptian pounds or its equivalent in foreign currencies
transactions with the company exceed three million Egyptian pounds, whether in cash or through facilities.
Salary Customers: - Customers who have their salaries transferred to our bank exceeding 60K Egyptian pounds per month.
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