
HDB offers you HDB Royal, that will allow you to enjoy exclusive banking services and products, meticulously designed to save you time and effort and achieve your financial aspirations.
With membership
You will enjoy an exceptional level of service and unique benefits with our banking experts, who are always ready to provide advice to find the best ways to meet your financial and personal needs.
.jpg)
Features
Accounts
- Account opening fees Free.
- Operating fees Free.
- Periodic account statement fees Free.
- Incoming transfers Free.
- Issuance of 4 checkbooks * 25 pages annually Free.
- 50% discount on collection fees for local currency.
Direct Discount Cards (Platinum)
- Issuance of a premium-designed city card specifically for top clients with increased daily withdrawal limit Free.
- Issuance of a supplementary card Free.
Credit Card (Platinum)
- Issuance of a new credit card with a premium design for top clients.
- Enjoy higher local and international limits with issuance fees refunded after the first use of the card Free.
- Issuance fees for a supplementary card Free.
Savings Products
- Competitive interest rates on deposits in Egyptian pounds
- Competitive interest rates on current and savings accounts
- Competitive return savings certificates in Egyptian pounds and dollars
- Offering special products tailored for top clients
Loans
- 50% discount on administrative fees for loans
- Special rates on personal loans secured by certificates.
Digital Services:
SMS services Free.
Comprehensive mobile banking services where you can complete all your transactions easily and conveniently Free.
Comprehensive internet banking services where you can complete all your transactions easily and conveniently Free.
Smart wallet service Free.
.jpg)
Special Services - Lifestyle
- Dedicated relationship manager for top clients.
- Private teller service with priority for cash withdrawal services at branches.
- You will receive priority in executing all your banking requests at all our branches across the country.
- Correspondence methods and communication channels tailored specifically for you.
- Distinctive design for the checkbook.
- Exclusive lounges and service centers for HDB-Royal clients.
- * Unlimited and free access to VIP lounges in more than 12 airports in the Middle East with the HDB-Royal Platinum MasterCard.
- HDB-Royal Concierge services in collaboration with Les Concierge Egypt, offering a variety of non-financial services such as travel and entertainment services, booking tickets for shows, doctors, restaurants, food delivery, bill payment, and facilitating government services.
- HDB-Royal Drive Safe roadside assistance services in collaboration with Les Concierge Egypt, allowing you to request help in case of emergencies on the road, including car issues or accidents (such as tire problems, breakdowns, ambulances, and many more services).
Special services for clients with balances exceeding 5 million EGP
- All previous special services plus:
- Opening an HDB-Royal Family account for all family members without the requirement of a minimum balance while enjoying the same benefits.
- Invitation for two for a free dinner once a year.
- Invitation for two for public events once a year (e.g., opera shows).
- 50% discount on commissions and fees for individuals.
- 50% discount on storage fees.
- 75% discount on the collection of local checks.
.jpg)
Joining HDB Royal Membership
Deposit Customers:
- Minimum banking balance for individuals with total credit balances in savings products (current accounts, savings, term deposits, certificates of deposit) exceeding one million Egyptian pounds or its equivalent in foreign currencies
Loan Customers: - Customers whose loans exceed one million Egyptian pounds at the time of loan creation or customers whose total balances (deposits + loans) exceed 1.5 million Egyptian pounds.
Sister Company Customers: - Customers of sister companies whose loans exceed three million Egyptian pounds at the time of loan creation, or whose transactions with the company exceed three million Egyptian pounds, whether in cash or through facilities.
Salary Customers: - Customers who have their salaries transferred to our bank exceeding 40K Egyptian pounds per month.
Terms and Conditions: - Deposit Customers: A fee of 100 Egyptian pounds will be charged monthly after the third month if the customer does not maintain an average balance above the minimum for three consecutive months, or all customer benefits will be canceled.
- Loan Customers: Enjoy priority services in branches and call centers, along with special benefits for debit and credit cards, discounts on administrative fees for new loans, and special rates, provided their total (deposits + loans) reaches up to 1.5 million Egyptian pounds.
- Sister Company Customers: Enjoy priority services in branches and call centers, along with special benefits for debit and credit cards, discounts on administrative fees for new loans, account fees, and special rates and loyalty programs.
- Salary Customers: Enjoy priority services in branches and call centers, along with special benefits for debit and credit cards, discounts on administrative fees for loans, account fees, and special rates.
.jpg)