Housing and Development Bank offers you a wide range of debit cards designed to meet your needs and facilitate your daily financial transactions, to enjoy a distinctive and enhanced lifestyle:

(Applicable to all debit card types: Classic – Titanium – Platinum – Masriya – HDB YOUTH – Corporate – Foreign Currency Cards)

Ø Easy Issuance & Long Validity: Cards are issued instantly upon opening a current or savings account, with a validity period of up to 5 years without the need for renewal during that period.

Ø Local & International Usage: Cards can be used for purchases at merchants and POS terminals and for cash withdrawals at ATMs across Egypt. Some cards (such as Foreign Currency Cards) support international usage based on card type.

Ø Contactless Payment Feature: Enjoy fast and secure contactless transactions for small purchases simply by tapping your card without entering your PIN.

Ø Enhanced Security & Online Protection: All cards are equipped with an EMV chip and 3D Secure feature that sends a One-Time Password (OTP) to your registered mobile number for safe online transactions.

Ø Instant Transaction Alerts: Receive real-time SMS notifications after every purchase or cash withdrawal, with the option to activate alerts for due dates or balances on your linked account.

Ø ATM-Based Instant Activation: Cards can be activated, and PINs can be created directly via Housing and Development Bank ATMs—no need to visit the branch again.

Ø Multi-Account Linking: You can link a single debit card to multiple accounts (e.g., current and savings) for greater flexibility and easier access to your funds.

Ø Tailored for Diverse Customer Segments: The bank offers a range of debit cards tailored to meet various customer needs, including: “Masriya Card – for Egyptian women”, “HDB YOUTH Card – for youth aged 15 to 25”, “Corporate Card – for institutional use outside regular working hours”, and “Foreign Currency Cards – for USD or EUR accounts”

Ø Foreign Currency Usage: Foreign Currency Cards (linked to USD or EUR accounts) allow secure and flexible usage for purchases and cash withdrawals outside Egypt.

Ø Airport Lounge Access & Exclusive Benefits: Access to Mastercard international lounges is available (as per Mastercard terms). HDB-ROYAL segment customers enjoy exclusive lounge access and premium services.

Ø Free First-Time Issuance for Selected Cards: Masriya and HDB YOUTH cards are issued free of charge as part of our financial inclusion initiative and to encourage saving.

Ø Digital Banking Services; All debit cardholders can subscribe to our Mobile Banking and Internet Banking services for convenient account management.

Ø Eligibility Requirements: Debit cards are issued to account holders in local currency. Minimum age is 21 years for primary cards and 15 years for supplementary cards.

Ø How to Apply: Visit the nearest Housing and Development Bank branch to request your debit card.

Ø Customer Support: Our dedicated Customer Care Center is available 24/7. Call 19995 from inside Egypt or +20219995 from outside Egypt for assistance.