HDB

Three Years Accumulative Certificate of Deposit

This is a product is tailor made for our customers who think ahead, who want to invest their money strategically for the future.

Certificates of Deposits with Accumulative interest

  • An accumulative certificate of deposit with a 10 year tenor
  • Enjoy an annual interest rate of 7%, to be added cumulatively to your balance at the end of your 10 year tenor.
  • Have the option for your accumulated CD to be issued in name of minors by guardianship of legally nominated person.
  • Enjoy the priority of having to choose your own unit from HDB mortgage projects, in case of holding your certificate of deposit amount of 50% of the apartment value.
  • Enjoy the option to either borrow or issue a credit card up to 90% of your certificate’s amount.
  • Have the option to liquidate your certificate after 6 months from issuing date.
  • Minimum Balance is 1,000
Interest Rate Interest Frequency
11% Semi-Annually
10.75% Quarterly
10.50% Monthly
After Redemption Discount Redemption Year
4.75% Year 1
4% Year 2
3.75% Year 3

Apply now on Three Years Accumulative Certificate of Deposit

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