First:
All retail loan customers are exempted from administrative fees throughout the promotional campaign period.
Second:
Cashback will be granted based on the disbursed loan amount and the type of product (personal loans with salary/installment/pension transfer, personal loans without salary/installment/pension transfer, and car loans).Secured loans and top-up loans are excluded from the cashback, as per the following:
| Maximum Cashback Amount | Minimum Loan Amount to Qualify for Cashback | Cashback Rate | Loan Type |
|---|---|---|---|
| 15,000 EGP | 50,000 EGP | 1% | Personal Loans with Salary/Installment/Pension Transfer |
| 30,000 EGP | 300,000 EGP | 1.5% | Personal Loans without Salary/Installment/Pension Transfer |
| 100,000 EGP | 300,000 EGP | 2% | Auto Loans |
Terms & Conditions
Campaign Duration:
-
The promotional campaign runs for 4 months, starting from 16/11/2025 and continuing until 16/3/2026.
- Eligibility Period:The administrative fee waiver and cashback will be applied in accordance with the governing rules to loan applications submitted by customers from 16/11/2025 until the end of the campaign period.
- Cashback Credit Conditions:1. Cashback will be credited to the customer’s account by the end of the month following the loan disbursement month, for customers eligible for cashback.2. The first installment must be fully paid before the end of its due month for the customer to remain eligible.3. Cashback applies only to the following products:- Personal loans with salary / installment / pension transfer- Personal loans without salary / installment / pension transfer- Car loans
- Cases of Cashback Exclusion:The customer will not be eligible for cashback in the following cases:1. Delay in paying the first installment in full within its due month, up to the last working day of that month.
2. Full early settlement of the granted loan during the campaign period at the time of monthly cashback calculation (for example: the customer receives the loan and fully settles it within the same month before the first installment is due).
Terms & Conditions Apply.